accept [əkˋsɛpt] 動 - 接受
v., to receive; to respond favorably
He could not manage his bank account online because the website would not accept his password.
他沒辦法使用網路銀行，因為他的密碼登不進去。
Without hesitating, she accepted the job of teller.
她毫不猶豫就接受了出納的工作。
詞組：
- 動 - accept
(The bank will not accept a student ID card as a valid for of identification.) - 名 - acceptance
(The bank's acceptance of checks allows extra time for out of state checks to clear before they are credited to your account.) - 形 - acceptable
(Shorter banking hours are acceptable to customers because they can do their bank transactions at any hour online.)
balance [ˋbæləns] 名 - 餘額；動 - 收支平衡
n., the remainder; v., to compute the difference between credits and debits of an account
His healthy bank balance showed a long habit of savings.
他銀行餘額充足，顯示出他長期儲蓄的習慣。
It took him over an hour to balance his checkbook.
他花了超過一個小時讓他的支票簿能夠收支平衡。
borrow [ˋbɑro] 動 - 借入
v., to use temporarily
Myra borrowed a pen so that she could sign the check.
Myra借了一支筆，這樣才能簽支票。
The couple borrowed money form the bank to buy a home.
那對伴侶從銀行借錢來買房子。
cautiously [ˋkɔʃəslɪ] 副 - 小心地
adv., carefully, warily
The bank manager spoke cautiously when giving out information to people she did not know.
那個銀行經理在面對她不認識的人時，說話很小心，不輕易透露資訊。
Act cautiously when signing contracts and read them thoroughly first.
簽合約時要很小心，事前要徹底讀過一遍。
詞組：
- 動 - caution
(Our friends cautioned us against putting our money into an account that pays such a low interest rate.) - 形 - cautious
(The bank officer was cautious about approving Chen's loan because of his unfavorable credit rate.) - 副 - cautiously
(We spent our money cautiously because we were not sure we would be able to borrow more.)
deduct [dɪˋdʌkt] 動 - 扣除，減除
v., to take away from a total ; to subtract
If you choose, the bank will automatically deduct regular charges such as electric bills from your account.
如果你願意的話，銀行可以從你的帳戶中自動扣款，代繳電子帳單。
By deducting the monthly fee from her checking account, Yi was able to make her account balance.
扣除月費後，Yi得以平衡他的活存帳戶。
詞組：
- 動 - deduct
(Remember to deduct the monthly bank fee from your statement.) - 名 - deductible
(Taxes and health insurance payments are called deductibles because they are deducted from your payback.) - 名 - deduction
(Deductions are made electronically every month and will appear on your statement.)
dividend [ˋdɪvə͵dɛnd] 名 - 紅利，利息
n., a share in a distribution
The stockholders were outraged when their quarterly dividends were so small.
季股利超少讓股東們氣得跳腳。
The dividend was calculated and distributed the group.
紅利計算完然後發放給整個群體。
down payment 名 - 頭期款
n., an initial partial payment
After Mary bought her car with a 30 percent down payment in cash, she was able to make her monthly payments online.
Mary付完三成的頭期款現金後，其他的貸款可以每個月線上付款。
Karl was disappointed when the real estate agent told him he needed a larger down payment on the house.
Karl聽到房仲告訴他他必須準備更多頭期款時，非常失望。
mortgage [ˋmɔrgɪdʒ] 名 - 抵押；動 - 抵押借款
n., the amount due on a property; v., to borrow money with you house as collateral
Due to low interest rates, Sheila moved quickly to find a good deal on a mortgage.
由於低利率，Sheila很迅速地就找到一個還蠻便宜的貸款。
Hiram mortgaged his home to get extra money to invest in his business.
Hiram把他的房子拿去抵押，借錢挹注在他的事業。
restricted 形 - 受限的
adj., limited
The number of free withdrawals a customer can make from his or her account each month is restricted to five.
客戶每月免費提款的次數被限制在5次。
Access to the safe deposit box vault is restricted to key holders.
只有鑰匙持有者能夠進入保險庫。
詞組：
- 動 - restrict
(The bank's policies restrict the number of deductions you can make from your account without a penalty.) - 名 - restriction
(The restrictions on who was eligible for a mortgage made it impossible for many low-income families to borrow money.) - 形 - restricted
(You can feel confident that your personal banking information is completed safe because of the restricted access to your website.)
signature [ˋsɪgnətʃɚ] 名 - 簽名
n., the name of a person written by the person
Once we have your signature, the contract will be complete.
一旦您完成簽名，合約就完成了。
The customer's signature was kept on file for identification purposes.
客戶的簽名會保留存檔以供辨認。
詞組：
- 動 - sign
(Once you have signed the mortgage contract, the bank will make a check payable to you.) - 名 - signature
(Your signature can be electronically recorded to be verified later.)
take out 動 - 提領（錢）；取出
v., withdraw; remove
My checking account allows me to take out money at any bank branch without a fee.
我的活存帳戶不管在哪個分行領錢都是免費的。
They took out the chairs in the bank lobby so now there is no place to sit.
他們把銀行大廳的椅子給搬走了，現在已經沒地方可以坐了。
transaction [trænˋzækʃən] 名 - 交易
n., a business deal
Banking transactions will appear on your monthly statement.
銀行的交易明細會列在您的月結單中。
The most common transactions can be made from your personal computer.
常用交易可以利用您的個人電腦操作。
詞組：
- 動 - transact
(Our company transacts all its financial business at this bank.) - 名 - transaction
(All parties concerned were pleased with the results of the business transactions.)
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